Ahmad Rivaldo Tarigan, & Austin Alexander Parhusip. (2026). THE EFFECT OF FINANCIAL LITERACY, E-WALLET USAGE AND BUSINESS FINANCIAL PLANNING ON MSME FINANCIAL MANAGEMENT IN MEDAN CITY. Journal of Accounting Research, Utility Finance and Digital Assets, 4(4), 2626–2638. Retrieved from https://jaruda.id/index.php/go/article/view/506