NOVA AMANDA PUTRI; ZUWINA MIRAZA; ANI MURWANI MUHAR. THE INFLUENCE OF DIGITAL FINANCIAL LITERACY AND SOCIAL NETWORKS ON FINANCIAL INCLUSION : AGE-GENDER MODERATION IN CULINARY MSES. Journal of Accounting Research, Utility Finance and Digital Assets, [S. l.], v. 5, n. 3, p. 2413–2421, 2026. Disponível em: https://jaruda.id/index.php/go/article/view/476. Acesso em: 9 oct. 2026.