SYAHRIANI SAHWINA SALIM; ARASY AYU SETIAMY; SARAH IMELDA. THE EFFECT OF FINANCIAL LITERACY, RISK PERCEPTION, AND SOCIAL ENVIRONMENT ON INTEREST IN USING QRIS IN MIE BALAP ( RISING NOODLE ) UMKM IN MEDAN CITY. Journal of Accounting Research, Utility Finance and Digital Assets, [S. l.], v. 5, n. 3, p. 2422–2432, 2026. Disponível em: https://jaruda.id/index.php/go/article/view/477. Acesso em: 9 oct. 2026.