AHMAD RIVALDO TARIGAN; AUSTIN ALEXANDER PARHUSIP. THE EFFECT OF FINANCIAL LITERACY, E-WALLET USAGE AND BUSINESS FINANCIAL PLANNING ON MSME FINANCIAL MANAGEMENT IN MEDAN CITY. Journal of Accounting Research, Utility Finance and Digital Assets, [S. l.], v. 4, n. 4, p. 2626–2638, 2026. Disponível em: https://jaruda.id/index.php/go/article/view/506. Acesso em: 8 oct. 2026.